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MasterCard® SecureCode™

What is SecureCode™?

SecureCode™ is a service that helps protect MasterCard® card accounts against unauthorized Internet transactions by using identity information established between an individual cardholder and his or her financial institution. Once a cardholder activates the service, the card cannot be used at a participating Internet merchant without authentication by an authorized user of the account.

The overall objective of SecureCode™ is to improve the security of payment transactions in the electronic commerce environment. It is designed to improve both cardholder and merchant confidence in Internet purchases, as well as reduce disputes and fraudulent activity related to the use of MasterCard® payment cards.

Customers find SecureCode™ easy to use. When a MasterCard® cardholder enrolled in SecureCode™ uses his or her card for an Internet purchase at a participating merchant, a pop-up window displays requesting the cardholder enter a password in much the same way the cardholder enters a PIN during a face-to-face transaction. The cardholder enters his or her password, the information is authenticated and then the transaction is submitted to the cardholder’s financial institution for authorization.

Choosing your own private SecureCode™ is quick and easy.  You can visit and enroll your card by following the simple steps.

Or, at participating online merchants, you'll be prompted to create your own SecureCode™ prior to checkout.  When this happens, a window from MasterCard will appear and you'll be guided through the simple enrollment process before your purchase is completed.  Once you've created your private SecureCode™, you must then use it for future purchases at participating online merchants.

For more information on MasterCard® SecureCode™, click here for a Frequently Asked Questions page.  

You can register your Ohio Valley Financial Group Debit Card by clicking here.