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Personal Checking

Experience the benefits of personal checking account options that fit you and your lifestyle. Our checking products include: Perfect Checking | Perfect Checking PLUS | NOW Account

Perfect Checking


Benefit from a checking account with money- and time- saving features.

The only checking you need, Perfect Checking, combines the services you want with the flexibility and convenience your busy life demands.

OPEN AN ACCOUNT

Minimum initial deposit $25
Minimum balance None
Monthly Fee None
Check writing privileges Unlimited
Debit Card Yes
ATM withdrawals 6 Free/month
Online Banking Free
e-Statements Free
Bounce protection Yes
Debit card and bounce protection subject to approval. 6 free ATM withdrawals a month from any non- Ohio Valley Financial Group ATM. Online banking free via NetTeller with Bill Pay.

Perfect Checking PLUS 


Benefit from a checking account with money- and time- saving features.

All the features of the Perfect Checking Account, PLUS:

  • OVFG IDProtect: Enhanced Identity Theft Protection for You and Your Family
    • Triple Bureau File Monitoring daily credit file monitoring and automated alerts of key changes to your Experian, Equifax, and TransUnion credit reports (activation required)
    • Total Identity Monitoring - continuous monitoring of over 1,000 databases including credit, Social Security, public records, telephone and many others (activation required)
    • 3-in-1 Credit Report (activation required)
    • Credit Score (activation required)
    • Fully Managed Identity Theft Resolution Service - toll-free access to a dedicated fraud specialist to manage your identity fraud case
    • Up to $10,000 Identity Fraud Expense Reimbursement Coverage2
    • Debit and Credit Card Registration
    • Online Identity Theft News and Educational Resources
  • 50% off first order of standard checks
  • $4.95 monthly maintenance fee

OPEN AN ACCOUNT

NOW Account


Earn interest and enjoy additional benefits for maintaining a larger checking account balance.

If you tend to keep a higher checking account balance and would like to be rewarded for it, check out our NOW Account. This account offers convenient online services, pays interest on a tiered structure and has no monthly fee if you maintain a $1,200 or higher balance.

OPEN AN ACCOUNT

Minimum initial deposit $1,200
Tiered interest $0-$2,499.99
$2,500+
Check writing privileges Unlimited
Debit Card Unlimited use
Online Banking Free
e-Statements Free
Bounce protection Free
Monthly fee $7 per cycle
Debit card and bounce protection subject to approval. Online banking free via NetTeller with Bill Pay. Monthly fee charged each statement cycle if balance falls below $1,200.