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Refinance

Explore ways to lower your monthly payment or pay off your mortgage quicker.

Mortgage Refinance


Determine whether refinancing is a smart option for you.

Depending on current rates, you may be able to lower your monthly payment, reduce the time needed to pay off your mortgage, or do both. We can help you calculate the savings and determine if it makes sense to refinance.

  • Competitive rates
  • Rate discount with automatic payments from your Ohio Valley Financial Group account
  • Fast, local decisions
  • Convenient terms
  • Online access to mortgage information and electronic payment capabilities

Apply for a mortgage quickly and securely online.


Our online application allows you to:

  • Start your application now and finish it later
  • Get answers to frequently asked questions
  • Get detailed cost information calculators that let you explore different mortgage products and options

You'll need these documents:

  • Two most recent pay stubs, reflecting 30-day and year-to-date earnings
  • W-2s from the previous two years
  • Social Security, pensions, retirement or investment statements, if applicable
  • Federal tax returns from the previous two years if self-employed
  • Copies of your two most recent bank statements

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